Current WesternBank Interest Rates
Whether you're shopping for a car loan or deciding on the best savings option, we work hard to provide the most competitive rates in the market.
Below are a sampling of our current rates for our deposit products. Contact us to find the product at a rate that's right for you.
Disclaimer: Rates and programs are subject to change at bank discretion without notice.
|
Savings Accounts ** |
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|
Account |
Minimum Balance |
Minimum Deposit |
APY |
APY |
|---|---|---|---|---|
| Regular Savings | 0 |
$250 |
.07% |
.07% |
| Holiday Club | 0 | $25 | .15% | .15% |
| Money Market Savings | 0 | $1,000 | .08% | .08% |
| Money Market-Premier | 0 | $10,000 | .12% | .12% |
| Traditional IRA | 0 | $50 | .71% | .71% |
| Roth IRA | 0 | $50 | .71% | .71% |
|
** Rates may change after account opening. |
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|
Certificates of Deposits* |
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|
Term |
Minimum Balance |
Interest Rate |
APY |
|---|---|---|---|
|
3-Month |
$1,000-9,999 |
.13% |
.13% |
| $10,000 & Over | .18% | .18% | |
| 6-Month |
$1,000-9,999 |
.17% | .17% |
| $10,000 & Over | .29% | .29% | |
| 12-Month |
$1,000-9,999 |
.31% | .31% |
| $10,000 & Over | .59% | .59% | |
| 18-Month | $1,000-9,999 | .31% | .31% |
| $10,000 & Over | .59% | .59% | |
| 24-Month |
$1,000-9,999 |
.44% |
.44% |
| $10,000 & Over | .65% | .65% | |
| 36-Month |
$1,000-9,999 |
.71% | .71% |
| $10,000 & Over | .86% | .86% | |
| 48-Month | $10,000 & Over | 1.09% | 1.10% |
|
* A penalty will be imposed for early withdrawal on certificates APY = Annual Percentage Yield |
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|
Interest-Bearing Checking Accounts** |
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|
Account |
Minimum Balance |
Interest Rate |
APY |
|---|---|---|---|
|
Preferred Plus |
$0.01 |
.05% |
.05% |
| Business Preferred Plus (Minimum Opening deposit is $100) |
$0.01 | .05% | .05% |
|
** Rates may change after account opening. |
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Important Information
* A penalty will be imposed for early withdrawal on certificates
** Fees charged on any deposit account could reduce the earnings
APY = Annual Percentage Yield